What is Farm or Ranch Insurance?
Farm insurance covers anyone who is a Farm/Ranch owner or Farm/Ranch renter. This means farms and ranches of all sizes can get coverage no matter if you own or rent your land, or raise crops or livestock. Thompson Insurance tailors its plans for your specific farm insurance needs.
Why You Need Farm or Ranch Insurance in Birmingham and Montgomery, AL
-Crop or livestock loss – this is what all your hard work goes towards, it is not worth the risk to lose your livelihood.
-Worker’s Compensation – if you have employees you do not want to get stuck paying for workers compensation without insurance.
-Property – should any of the buildings or equipment become damaged on your property, you don’t want to be caught without insurance. This is not something you can go without when considering how expensive farm building and equipment can be.
-Liability insurance – protection against unintentional damages.
What Does Our Farm and Ranch Insurance Cover?
Farm and Ranch Homeowner Insurance
Farm Homeowner insurance can range widely depending on what you need covered. Look at the range of coverage we provide:
- Farm Buildings and Structures
- Farm Personal Property – Farm machinery, crops, farm tools
- Dwelling Coverage – Everything on and inside your home.
- Workers Comp
- Liability Coverage
Covers losses caused by fire, wind, hail, smoke, theft, vandalism, explosion, vehicles, aircraft, and can be further tailored to your needs.
Farm and Ranch Renters Insurance
- Farm Buildings and Structures – This is needed since you are normally held accountable for damages to rented buildings.
- Farm Personal Property – This is for the farm machinery, crops, farm tools you own on the rented land.
- Dwelling Coverage – Protects household personal property in your dwelling – clothes, furniture, appliances etc.
- Workers Comp
- Liability Coverage
Covers losses caused by fire, wind, hail, smoke, theft, vandalism, explosion, vehicles, aircraft, and can be further tailored to your needs.
Interested in Learning More?
If you want to learn more about what we can do for you with our Farm insurance, fill out a form or give us a call today! With offices located in Montgomery and Birmingham, we are dedicated to finding the best solution for you and your company.
Other Insurance offerings
Cyber Liability Insurance
Home Insurance
Auto Insurance
Life Insurance
Interested in Thompson Insurance?
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