If you’re a business owner in a high-hazard industry like construction or manufacturing, you’re already aware of the importance of a safety program and probably just as aware of how crucial it is to remain compliant with OSHA, or the Occupational Safety and Health Administration. However, it can be hard to know where to start when implementing a safety program, and if you’re a larger company, it can just as hard to know how to improve the program you currently have in place. We’ll discuss how implementing a simple safety program can create a culture of safe work practices, and lower your Total Cost of Risk or “TCOR” (the sum total of annual insurance premiums, missed days, self-insured claims, etc.).
3 Steps to Creating a Safety Program and Being OSHA Compliant
In order to be compliant with OSHA and keep your employees safe, a thorough safety program is essential. While this may seem like an overwhelming and never-ending task, we’ll tell you how to implement one in three simple steps before updating you on some tools that make it easier than ever to do so.
Step 1: Evaluate any potential job hazards, even those that are unseen. Are your employees wearing the proper protection, such as hard hats or other personal protective equipment (PPE)? Do your employees understand how to safely operate equipment like forklifts? Are you limiting the risks of slip, trip and fall hazards by keeping a clean warehouse or job site? What employee tasks could be possible areas for injury?
Not only do you need to ask yourself these questions but you need to get your employee’s input as well. General contractors, this even goes for your sub-contractors. According to OSHA, you could be held responsible for fines levied against your subs, who are involved in unsafe work practices. You can even go a step further and create a safety committee for a continual open discussion.
Step 2: Schedule regular safety trainings. Once you identify the hazards on the job, now it’s time to educate employees. Whether it’s a general training on ladder safety, or a reminder to have the right fall protection in place, these trainings can serve as a reminder of the hazards that exist. What are the most commonly cited violations? OSHA released it’s Top 10 Most Cited Violations for 2018 recently, which included:
Note: Each of the Above Links Provides Information and Helpful tools on each standard
Step 3: Implement testing of these trainings. Do evaluations after these trainings so that you can ensure your workers truly understand how to avoid these hazards. Plus, testing will give you the documentation you need should an incident occur.
Develop Your Safety Program with the Thompson Risk Management Center
Whether your business has a safety program in place that needs some improvement, or you’re searching for where to begin, the Thompson Risk Management Center can help.
Once we help you get started, our risk management center automates the entire process, making your safety program simple and straightforward.
- – By doing a job hazards analysis based off an employee’s role, you can automatically tailor, schedule and assign interactive trainings.
- – Our risk management center will track incidents and near misses so that you can develop training in those areas that pose the most risks.
- – It’s all cloud-based. You can open up the risk management center from your phone or iPad while on the job and have valuable data right at your fingertips.
- – If OSHA does come knocking, no worries. You have a safety program in place and thorough documentation of those regular trainings and evaluations to protect your business.
Yes, a Safety Program Can Benefit Your Bottom Line Too
It all goes back to TCOR, or Total Cost of Risk, and understanding what areas are costing your business money, plus what goes into bringing that total cost of risk down. If you have employees who are constantly getting injured on the job, that’s eventually going to trickle down to your health insurance premiums, worker’s comp cost, general liability, auto liability, and so on.
Not only can a safety program save you money in these areas, but another nice benefit is that you’re going to increase efficiency by having a happier, healthier workforce.
Contact Thompson Insurance in Birmingham and Montgomery, AL, for More Information on Establishing a Safety Program with the Thompson Risk Management Center
Are you ready to be a customer of Thompson Insurance with locations in Birmingham and Montgomery, AL? Contact one of our Thompson Insurance Agents today to learn how our services can best fit your individual needs. Give us a call today at 334-277-8970.
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